Applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) can be a daunting process. These federal programs provide assistance to people with disabilities, but understanding the eligibility criteria and the application process is crucial for a successful claim.
Understanding Social Security Disability
Social Security Disability is a federal program that assists individuals who have a disability that prevents them from working. There are two main types of benefits:
1. Social Security Disability Insurance (SSDI): For individuals who have worked and paid into Social Security but are now unable to work due to a disability.
2. Supplemental Security Income (SSI): For individuals who have a disability and little to no income or resources.
Why You Should Apply For SSD
You should consider applying for Social Security Disability (SSD) if you have a disability that prevents you from working and earning a substantial income. Here are some reasons why applying for SSD may be beneficial:
1. Financial Support: SSD provides financial assistance to individuals with disabilities who are unable to work. It can help cover basic living expenses, medical bills, and other essential needs.
2. Medical Coverage: If you qualify for SSD, you may also become eligible for Medicare, which can help you access necessary healthcare services and prescription medications.
3. Protection for Dependents: If you have dependent children, they may also be eligible for benefits under your SSD claim, providing additional financial support for your family.
4. Legal Entitlement: If you have paid into the Social Security system through payroll taxes, you have a legal entitlement to these benefits if you become disabled and meet the eligibility criteria.
5. Rehabilitation Services: SSD may also provide access to vocational rehabilitation services and support to help you re-enter the workforce if your disability improves over time.
6. Peace of Mind: Applying for SSD can provide you with peace of mind, knowing that you have a safety net in place if your disability prevents you from working.
It’s important to note that the application process for SSD can be complex, and not everyone who applies is approved.
To qualify for these benefits, you must meet the Social Security Administration’s (SSA) definition of disability. The SSA considers you disabled if:
1. You cannot do the work you did before your disability.
2. You cannot adjust to other work because of your medical condition(s).
3. Your disability has lasted or is expected to last for at least one year or to result in death.
The Application Process
Applying for disability benefits involves several steps:
1. Gathering Documentation: Before applying, collect all necessary documentation, including medical records, work history, and personal information.
2. Submitting Your Application: You can apply online, over the phone, or in person at a Social Security office.
3. Waiting for a Decision: The review process can take several months. During this time, the SSA may request additional information or a consultative examination.
The admission process can be complex and if you require assistance with the application or reapplication process, you may contact Resolve Law Group, they have broad experience and can help you. A SSDI lawyer at their firm can provide their knowledge and experience to your case so do not hesitate to contact them today.